If you’re involved in an accident with an uninsured driver in North Dakota, it’s crucial to know your options. North Dakota is a no-fault state, meaning your own insurance policy will cover your medical expenses and lost wages up to a certain limit, regardless of who is at fault. However, for damages beyond these limits, you may need to rely on your uninsured motorist coverage, if you have it. This coverage can help pay for medical expenses, lost wages, and other damages caused by the uninsured driver. It’s important to report the accident to your insurance company promptly and consider consulting with a legal professional to explore all available options for compensation. Always ensure your insurance policy includes adequate uninsured motorist coverage to protect yourself in such situations.