If you’re involved in an accident with an uninsured driver in New Mexico, it’s crucial to know your options. First, check if you have uninsured motorist coverage as part of your auto insurance policy, which can help cover medical expenses and damages. New Mexico requires insurers to offer this coverage, but you can reject it in writing. If you don’t have this coverage, you may need to pursue legal action against the uninsured driver to recover costs. It’s advisable to report the accident to the police and your insurance company promptly. Consulting with a personal injury attorney can also provide guidance on how to proceed and protect your rights.