If you’re involved in an accident with an uninsured driver in Louisiana, it’s crucial to know your options. Louisiana is a “fault” state, meaning the at-fault driver’s insurance typically covers damages. However, if the other driver is uninsured, you may face challenges. First, check if you have Uninsured Motorist (UM) coverage, which can help cover medical expenses and property damage. If you don’t have UM coverage, you might need to pursue a personal injury lawsuit against the uninsured driver, though collecting compensation can be difficult if they lack assets. It’s advisable to report the accident to the police and your insurance company promptly. Consulting with a personal injury attorney can also provide guidance on protecting your rights and exploring all available options for compensation.