If you’re involved in an accident with an uninsured driver in Arkansas, it’s crucial to know your options. Arkansas is an “at-fault” state, meaning the driver responsible for the accident is liable for damages. However, if the at-fault driver is uninsured, recovering compensation can be challenging. Here are steps to consider:

1. **File a Police Report**: Always report the accident to the police. A police report can be vital for insurance claims and legal proceedings.

2. **Uninsured Motorist Coverage**: Check if you have uninsured motorist (UM) coverage. This optional insurance can cover your medical expenses and property damage when the at-fault driver lacks insurance.

3. **Personal Injury Protection (PIP)**: If you have PIP coverage, it can help pay for medical expenses regardless of who is at fault.

4. **Consult an Attorney**: Consider consulting a personal injury attorney experienced in Arkansas law. They can help navigate the complexities of your case and explore options for compensation.

5. **File a Lawsuit**: If necessary, you may file a lawsuit against the uninsured driver. However, collecting damages can be difficult if they lack financial resources.

6. **Notify Your Insurance Company**: Inform your insurer about the accident promptly. They can guide you through the claims process and explain your coverage options.

By understanding these steps, you can better protect your rights and seek the compensation you deserve after an accident with an uninsured driver in Arkansas.