In Kentucky, the minimum auto insurance requirements are as follows: Bodily Injury Liability coverage of at least $25,000 per person and $50,000 per accident, and Property Damage Liability coverage of at least $25,000 per accident. Additionally, Kentucky requires Personal Injury Protection (PIP) coverage of $10,000 per person. It’s important to ensure your policy meets these minimums to comply with state laws and protect yourself financially.