In Florida, the minimum auto insurance requirements are: 1) Personal Injury Protection (PIP) coverage of $10,000, which covers medical expenses and lost wages regardless of fault, and 2) Property Damage Liability (PDL) coverage of $10,000, which covers damages you cause to another person’s property. It’s important to note that these are the minimum requirements, and additional coverage options are available to provide more comprehensive protection. Always ensure your policy meets or exceeds these requirements to avoid penalties and ensure adequate protection on the road.