In Tennessee, fault in a car accident is determined based on the concept of “comparative negligence.” This means that each party involved in the accident is assigned a percentage of fault based on their contribution to the incident. The process typically involves gathering evidence such as police reports, witness statements, and accident scene photos. Insurance companies and legal professionals analyze this information to establish liability. Tennessee follows a “modified comparative negligence” rule, meaning if you are found to be 50% or more at fault, you cannot recover damages from the other party. It’s crucial to consult with a knowledgeable attorney to navigate the complexities of fault determination and ensure your rights are protected.