In New York, fault in a car accident is determined through a combination of police reports, witness statements, traffic laws, and evidence such as photos or videos from the scene. New York follows a “no-fault” insurance system, meaning each driver’s insurance covers their own injuries regardless of fault. However, determining fault is crucial for property damage claims and serious injury lawsuits. Insurance adjusters and, if necessary, the courts will analyze the evidence to establish liability. It’s advisable to consult with a personal injury attorney to navigate the complexities of fault determination in New York car accidents.