In Iowa, fault in a car accident is determined based on the principle of “comparative negligence.” This means that each party involved in the accident is assigned a percentage of fault based on their contribution to the incident. The process typically involves gathering evidence such as police reports, witness statements, and accident scene photos. Insurance companies and legal professionals analyze this information to establish liability. If a case goes to court, a judge or jury will decide the fault percentage. It’s important to note that Iowa follows a “51% rule,” meaning you can only recover damages if you are found to be 50% or less at fault. Consulting with an experienced Iowa car accident attorney can help navigate the complexities of fault determination and ensure fair compensation.