In Florida, fault in a car accident is determined through a combination of police reports, witness statements, and evidence such as photos or videos from the scene. Florida operates under a no-fault insurance system, meaning each driver’s insurance covers their own injuries regardless of fault. However, determining fault is crucial for claims exceeding personal injury protection (PIP) limits or for property damage claims. Insurance adjusters and, if necessary, legal professionals analyze the evidence to establish liability. It’s important to gather as much documentation as possible and consult with a legal expert to navigate the complexities of Florida’s car accident laws effectively.