Massachusetts’s no-fault insurance system requires drivers to carry Personal Injury Protection (PIP) coverage, which pays for medical expenses, lost wages, and other related costs regardless of who is at fault in an accident. This system aims to streamline claims and reduce litigation by allowing policyholders to receive immediate benefits from their own insurance company. However, it does not cover property damage, and drivers can still pursue claims against at-fault parties for severe injuries or damages exceeding certain thresholds. Understanding the specifics of Massachusetts’s no-fault insurance can help drivers ensure they have adequate coverage and know their rights in the event of an accident.