Alabama does not have a no-fault insurance system. Instead, it operates under a traditional fault-based system for auto insurance. In Alabama, the driver who is found to be at fault in an accident is responsible for covering the damages and injuries resulting from the collision. This means that the at-fault driver’s insurance company is typically required to pay for the costs associated with the accident, including medical expenses, property damage, and other related costs. Drivers in Alabama are required to carry liability insurance to cover these potential expenses. If you’re involved in an accident in Alabama, it’s crucial to determine fault to ensure the responsible party’s insurance covers the damages.