No, Vermont does not use a no-fault insurance system. Instead, it follows a traditional fault-based system for auto insurance. In Vermont, the driver who is determined to be at fault in an accident is responsible for covering the damages and injuries resulting from the collision. This means that drivers in Vermont must carry liability insurance to cover potential claims from other parties involved in an accident. Understanding Vermont’s fault-based insurance system is crucial for drivers to ensure they have adequate coverage and to navigate the claims process effectively.