Yes, Pennsylvania uses a no-fault insurance system. This means that drivers must carry personal injury protection (PIP) coverage, which allows them to receive compensation for medical expenses and lost wages from their own insurance company, regardless of who is at fault in an accident. This system aims to streamline the claims process and reduce litigation. However, Pennsylvania also offers the option to choose between limited tort and full tort coverage, affecting the ability to sue for pain and suffering. Understanding these options is crucial for Pennsylvania drivers to ensure they have the right coverage for their needs.