Yes, New Hampshire does not use a no-fault insurance system. Instead, it follows a traditional tort-based system where the at-fault driver is responsible for covering the damages and injuries resulting from an accident. This means that if you are involved in a car accident in New Hampshire, the driver who is found to be at fault is liable for the costs associated with the accident. It’s important for drivers in New Hampshire to understand their insurance options and consider purchasing additional coverage to protect themselves financially.