No, Montana does not use a no-fault insurance system. Instead, it operates under a traditional tort liability system, where the at-fault driver is responsible for covering the damages and injuries resulting from an accident. This means that if you’re involved in a car accident in Montana, you typically need to file a claim against the at-fault driver’s insurance to receive compensation. It’s important for drivers in Montana to understand their coverage options and ensure they have adequate protection in case of an accident.