No, Maine does not use a no-fault insurance system. Instead, it operates under a traditional fault-based system, meaning that the driver responsible for causing an accident is liable for the damages. This system requires drivers to carry liability insurance to cover bodily injury and property damage. If you’re involved in an accident in Maine, you can file a claim with the at-fault driver’s insurance company to seek compensation for your losses. Understanding Maine’s insurance requirements and how the fault system works can help you make informed decisions about your coverage and protect your financial interests in the event of an accident.