No, Georgia does not use a no-fault insurance system. Instead, it operates under a traditional fault-based system, meaning that the driver responsible for causing an accident is liable for the damages. In Georgia, the at-fault driver’s insurance company is responsible for covering the costs of injuries and property damage resulting from the accident. This system allows injured parties to file claims against the at-fault driver’s insurance or pursue legal action to recover compensation. Understanding Georgia’s fault-based insurance system is crucial for drivers to ensure they have adequate coverage and know their rights in the event of an accident.