No, Arkansas does not use a no-fault insurance system. Instead, it operates under a traditional fault-based system, meaning that the driver responsible for causing an accident is liable for any resulting damages. In Arkansas, drivers are required to carry minimum liability insurance to cover bodily injury and property damage. If you’re involved in an accident, you can file a claim with the at-fault driver’s insurance company to seek compensation for your losses. Understanding Arkansas’s fault-based insurance system is crucial for drivers to ensure they have adequate coverage and know their rights in the event of an accident.