Yes, Michigan uses a no-fault insurance system. This means that drivers in Michigan are required to carry personal injury protection (PIP) coverage, which allows them to receive compensation for medical expenses and lost wages from their own insurance company, regardless of who is at fault in an accident. This system aims to streamline the claims process and reduce litigation. However, recent reforms have introduced options for different levels of PIP coverage, allowing drivers to choose the level of protection that best suits their needs. Understanding Michigan’s no-fault insurance system is crucial for drivers to ensure they have adequate coverage and comply with state laws.