Yes, in New York, you are required to have Personal Injury Protection (PIP) coverage as part of your auto insurance policy. PIP is mandatory and provides coverage for medical expenses, lost wages, and other related costs resulting from an auto accident, regardless of who is at fault. This no-fault insurance ensures that you and your passengers receive prompt medical treatment and financial support after an accident. Make sure your auto insurance policy includes the minimum required PIP coverage to comply with New York state law and protect yourself financially.