Kansas’s no-fault insurance system requires drivers to carry Personal Injury Protection (PIP) coverage, which pays for medical expenses, lost wages, and other related costs regardless of who is at fault in an accident. This system aims to reduce litigation and speed up compensation for minor injuries. However, it limits the ability to sue unless the injuries meet certain thresholds, such as significant disfigurement, permanent injury, or death. Understanding Kansas’s no-fault insurance can help drivers ensure they have adequate coverage and know their rights in the event of an accident.