If you’re involved in an accident with an uninsured driver in Oklahoma, it’s crucial to know your options. First, check if you have Uninsured Motorist (UM) coverage as part of your auto insurance policy. UM coverage can help pay for medical expenses and damages when the at-fault driver lacks insurance. Report the accident to the police and your insurance company promptly. Gather evidence, including photos and witness statements, to support your claim. Consulting with a personal injury attorney experienced in Oklahoma law can also be beneficial to navigate potential legal challenges and ensure you receive fair compensation. Remember, Oklahoma follows a “fault” system, meaning the at-fault driver is typically responsible for damages, but without insurance, recovering costs can be more complex.