If you’re involved in an accident with an uninsured driver in New York, it’s crucial to know your options. First, ensure everyone’s safety and call the police to file an accident report. New York is a no-fault state, meaning your own insurance will cover medical expenses and lost wages up to your policy limits, regardless of fault. However, for damages beyond this, you may need to rely on your uninsured motorist coverage, which is mandatory in New York. This coverage can help pay for medical bills and property damage caused by the uninsured driver. It’s advisable to contact your insurance company promptly to report the accident and explore your coverage options. Consulting with a personal injury attorney can also provide guidance on pursuing any additional compensation you may be entitled to.