If you’re involved in an accident with an uninsured driver in New Jersey, it’s crucial to know your options. First, check if you have Uninsured Motorist (UM) coverage as part of your auto insurance policy, which can help cover damages and medical expenses. New Jersey is a no-fault state, meaning your Personal Injury Protection (PIP) will cover your medical costs regardless of fault. Report the accident to the police and your insurance company promptly. Consider consulting with a personal injury attorney to explore potential legal actions for compensation. Always ensure your insurance policy is up-to-date to protect against uninsured drivers.