If you’re involved in an accident with an uninsured driver in Hawaii, it’s crucial to know your options. Hawaii is a no-fault state, meaning your own insurance policy will cover your medical expenses up to your personal injury protection (PIP) limits, regardless of who is at fault. However, for damages beyond PIP, such as vehicle repairs or pain and suffering, you may face challenges if the other driver is uninsured. It’s advisable to have uninsured motorist coverage as part of your policy to protect yourself in such situations. This coverage can help pay for medical expenses, lost wages, and other damages. After an accident, report the incident to the police and your insurance company promptly. Consulting with a local attorney experienced in Hawaii’s traffic laws can also provide guidance on pursuing any additional compensation you may be entitled to.