If you’re involved in an accident with an uninsured driver in Arizona, it’s crucial to know your options. Arizona is an “at-fault” state, meaning the driver responsible for the accident is liable for damages. However, if the at-fault driver is uninsured, recovering compensation can be challenging. Here are steps to consider:

1. **File a Police Report**: Always report the accident to the police. A police report can be vital for insurance claims and legal proceedings.

2. **Uninsured Motorist Coverage**: Check if you have uninsured motorist (UM) coverage as part of your auto insurance policy. This coverage can help pay for medical expenses and damages if the at-fault driver lacks insurance.

3. **Collision Coverage**: If you have collision coverage, it can cover the cost of repairs to your vehicle, regardless of who was at fault.

4. **Legal Action**: Consider consulting with a personal injury attorney to explore legal options for recovering damages from the uninsured driver.

5. **Medical Payments Coverage**: If you have medical payments (MedPay) coverage, it can help cover medical expenses for you and your passengers.

6. **Document Everything**: Gather evidence, including photos, witness statements, and medical records, to support your claim.

7. **Notify Your Insurance Company**: Inform your insurer about the accident promptly to ensure your coverage options are available.

By understanding your insurance coverage and legal rights, you can better navigate the aftermath of an accident with an uninsured driver in Arizona.