In North Dakota, fault in a car accident is determined through a combination of police reports, witness statements, and evidence from the accident scene. As a no-fault state, North Dakota requires drivers to carry Personal Injury Protection (PIP) insurance, which covers medical expenses regardless of who is at fault. However, determining fault is crucial for claims involving property damage or when injuries exceed PIP coverage limits. Insurance adjusters and, if necessary, legal professionals analyze the evidence to establish liability. It’s essential to gather comprehensive documentation and consult with an experienced attorney to navigate the claims process effectively.