In Kentucky, fault in a car accident is determined through a combination of police reports, witness statements, and evidence from the accident scene. Although Kentucky is a “no-fault” state, meaning each driver’s insurance covers their own injuries regardless of fault, determining fault is crucial for property damage claims and serious injury cases. Insurance adjusters and legal professionals analyze factors such as traffic laws, road conditions, and driver behavior to establish liability. Consulting with an experienced car accident attorney can help navigate the complexities of fault determination and ensure fair compensation.