In Colorado, the minimum auto insurance requirements are as follows: Bodily Injury Liability coverage of $25,000 per person and $50,000 per accident, and Property Damage Liability coverage of $15,000 per accident. Additionally, insurers must offer Uninsured/Underinsured Motorist coverage and Medical Payments coverage, but these can be declined in writing. It’s crucial to ensure your policy meets these state-mandated minimums to avoid penalties and ensure adequate protection.